The Drip Capital Blog
Insights on finance, working capital, and the realities of international trade: exports, imports, shipping, logistics, and customs clearance.
Why Apparel Businesses Take Their Most Expensive Loans Before Their Best Sales Months
Apparel businesses pay for peak-season inventory long before their customers pay them. This piece follows a single order from deposit to payment to show where the gap opens, why traditional facilities cover less of it than owners expect, and what filling it in a hurry actually costs.
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Tariff Refund Guide: How to Claim Yours Through CBP CAPE
A step-by-step guide to filing a CAPE Declaration and claiming your IEEPA tariff refund, plus how to bridge the 60-90 day wait with financing.
Everyone Is Buying Before July 24. Are You?
Container imports are set to break all-time records ahead of August tariff changes. Here is what the math actually looks like for importers deciding whether to buy early.
Solar's Biggest Cost Isn't the Panel Anymore
The balance of system; the wiring, switchgear, and connectors, now drives most of a solar project's cost. Can its economics still drive the energy transition? And what does that mean for the people who supply it?
The Aerospace & Defense Boom Is Straining Small Suppliers
A record aerospace and defense backlog means years of work. Here's why hiring, CMMC compliance, and cash flow make it hard for small suppliers to keep up.
Why American Solar Firms Are Placing 2027 Orders In 2026
AI is driving a US energy crisis. Solar is the answer - but supply chain gaps and cash flow pressure are holding firms back. Here is what the financing gap actually looks like.
Building Resilient Supply Chains | Solutions for US SMBs
The past two years proved to be an eye-opener for businesses worldwide regarding the supply networks’ vulnerabilities. Before time could eliminate the pandemic-induced bottlenecks in global supply chains, the Russia-Ukraine conflict, followed by the sanctions on Russia, and China’s Zero-Covid Policy, cumulatively exacerbated the supply chain crisis.
Resource Library
Working Capital Loan for Business: How It Works
How a working capital loan actually works: applying, underwriting, disbursement, and repayment structures, so you know what to expect before you apply.
Commercial Line of Credit Rates: What to Expect in 2026
Commercial line of credit rates vary by lender type and risk. See current bank, online, and MCA ranges, plus what really drives your credit rate in 2026.
Operating Capital Loan vs. Supply Chain Finance
See where an operating capital loan and supply chain finance each fit in your cash cycle, from placing an order to collecting payment from your buyer.
Small Business Capital Loan Options
Compare small business loan options by speed, collateral, cost, and repayment terms, including term loans, SBA loans, merchant cash advances, and more.
Best Vendor Financing Companies in the US (2026)
Compare the best vendor financing companies in the US for 2026 - Drip Capital, banks, SBA, credit unions and trade credit — by approval speed, collateral, and cost.
Canada Tariffs 2026 Update: What US Importers Should Know
A Canada Tariffs 2026 update on the new 50% Section 338 duty: which industries are hit hardest and what US importers should do about the landed cost jump.
US FDA Prior Notice: What Food Importers Need to File Before Arrival
US FDA prior notice rules explained: filing windows by transport mode, required data, and what happens if a food shipment gets held at the port.
Vendor Contracts & Payment Terms: A Business Guide
A practical guide to vendor contract payment terms: clause checklist, late-fee language, Incoterms, milestone payments, and cross-border payment methods.